Traditional Term Loans
Lump-sum financing repaid over a fixed term with predictable payments — ideal for planned investments and expansion. Built for businesses across San Jose, California.
Apply nowFunding in San Jose
Funding solutions for San Jose businesses
Flexible capital matched to your revenue — from merchant cash advances to SBA 7(a) guidance — for businesses across San Jose, California.
SBA Loans
For San Jose, California businesses — government-backed SBA loan options with longer terms and lower costs for businesses that qualify.
Learn moreMCA Funding
Merchant cash advances that advance capital against future revenue and are repaid as you earn — fast and flexible. Built for businesses across San Jose, California.
Apply nowLoan Consolidations
Combine multiple advances or loans into a single, simpler payment to ease cash flow. Available to San Jose, California businesses.
Learn moreEquipment Financing
For San Jose, California businesses — fund the machinery, vehicles and equipment your business needs — often with the equipment itself as collateral.
Apply nowInvoice Factoring
For San Jose, California businesses — turn unpaid invoices into immediate working capital so you don't have to wait on customer payments.
Learn moreReal Estate Lending
Financing for commercial real estate purchases, refinances and investments, structured around the deal. Available to San Jose, California businesses.
Learn moreIndustries we fund in San Jose
California is known for technology, agriculture, hospitality, retail, entertainment — and we tailor funding to the realities of each.
technology agriculture hospitality retail entertainment
How it works
Get funded in San Jose in 3 steps
Apply online
Simply apply online for your business! Share a few details and a recent bank statement to get started.
Get approved
We review your application quickly and present a tailored offer that fits your business and cash flow.
Get funded
Funds are wired to you the same day, or as soon as the next day — so you can put your capital to work.
FAQ
Business funding in San Jose — questions answered
Does Pro Point Capital offer business funding in San Jose, California?
Yes. With over 15 years of experience, Pro Point Capital provides business loans and tailored funding to businesses in San Jose, California and across California, with a simple online application and funding as fast as same day.
How fast can a San Jose business get funded?
Many approved San Jose applications are funded the same day, or as soon as the next business day, once a few business details and a recent bank statement are reviewed.
What types of San Jose businesses do you fund?
We work with a wide range of San Jose businesses — including technology, agriculture and hospitality — from retailers and restaurants to contractors and service providers.
What lending products are available in San Jose, California?
San Jose, California businesses can access traditional term loans, SBA loans, MCA funding, loan consolidations, equipment financing, invoice factoring, and real estate lending. Apply online or call (646) 917-8474.
Ready for funding in San Jose?
Apply online in minutes or call our team — same-day-capable funding for San Jose, California businesses.